STOPPAGE OF FIXED MEDICAL ALLOWANCE (FMA )
ACCOUNTABILITY FOR NON STOPPAGE OF
FIXED MEDICAL ALLOWANCE (FMA ) BY BANKS.
WORRIED VETERAN .
Our Ex-Servicemen were enrolled as members in ECHS from 01-04-2004 onward.
For becoming member, stoppage of FMA certificate from bank is mandatory.
Hence, all the ESM obtained the certificate from their Banks- as Having stopped FMA from so and so month and joined the scheme from 01-04-2004. ,
Now, we understand that still many ESMs and Families are being paid with FMA.
On verifying the pension details for Renewal of ECHS cards to 64 KB, the
Non stoppage of FMA is noticed.
The pensioners , particularly Widows are not aware whether they are being paid with FMA or not. Similarly, many pensioners also not knowing this point.
During the Renewal ECHS cards, we noticed the Non stoppage of FMA . when inquired, they said that they have requested the Bank to stop FMA but they are still paying even after reminding.
THIS IS THE POSITION.
When we calculated the FMA paid to few ECHS members , it comes about Rs.50000 plus, likewise many are there.
Here , we wish to know , who is accountable for this Non stoppage of FMA.
The member is holding the FMA stopped certificate from Bank.
All pensioners are not that much educated to know the pension details.
We opine that , the Bank is at fault in not carrying out their own commitment, thus the wrong / over payment.
The Pensioners though not aware of the particulars of their Pension, they are also responsible.
Now who should be held accountable for this happenings. Is a question.
Now , after coming to know the wrong payment, the Bank is demanding the pensioners to repay the amount in lump sum. The poor pensioners , who are not having such a large amount and are finding it difficult to manage.
NOTE: As per Pension Payment Instruction-2013 from PCDA, para 103, PDA should get permission to recover the Over payment , which was noticed after 12 months period.
.
In our opinion,
1. As the Bank has failed to comply with their own commitment, the wrong/ over payment shall be borne by the Bank.
Note: This is a serious nature. Some cases has come to our knowledge that, when the ECHS member drawing FMA went for a Major surgery and was denied admission due to this payment of FMA which was not of his fault.
The patient was advised to pay back the wrongly paid FMA amount and then only case will be admitted. This is a great injustice meted out to
Ex-servicemen
In view of the above facts, We request all our ESM Associations and Orgs to guide our veteran brothers in your areas in this regard to avoid last minute sufferings.
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